Yep, Jane and I dressed in our winter woollies and did the market thing again today. It was bigger this week and we both bagged some really good bargains.
I had bought a couple of camp beds off Lisle a couple of months ago and wanted some bedding for them. Today, Lisle and her sister, Barbara, had their own stall and I get a lovely pair of single sheets plus pillow case, really good quality, for $5. A little further on, there was a single thick fleece blanket in a shade to go with the sheets...$5 also. I nabbed a tupperware cake container for $5, a coffee plunger, brand new, which Barb insisted I have for free, plus a small Billabong back pack which the sellers wanted $8 for but I offered $5 and they accepted that. Plus I also bought some more strawberries and a lovely big garlic and parsley plaited bread which I put in the freezer for some future dinner. Oh, and I also found three pretty summer tops, brand new, they still had the tickets on, for $10.
Was I glad I did! She told me lots of things that I didn't know and advised me on all my concessions and rights then worked out the figures. In the long run, it's better for me to go on a part pension now, while I'm still working, than to forego the pension and claim the bonus at the end of five years...$10,000 better over all. I couldn't believe it. Also from this financial year, the tax threshold has increased. In other words, if I earn under $28,000 per year, I don't have to pay any tax at all.
So I've decided to do apply for a part pension. I do feel a bit of a fraud, although as this lady says, I've paid enough taxes over my working life so it's right I should get some back. Hey, if they say so...who am I to argue?
Now all I have to do to get this extra cash is jump one major hurdle...fill in the forms for it...and believe me, there's plenty of filling out and working out to do. Like estimating the sum of my worldly goods if I had to have a fire sale...not the insurance value because that's usually new for old, plus the market value of my car. Then taking in all my financial details...which isn't too bad because I'm a relatively organised person and everything is filed. But they want to know what year I was divorced...how the hell can I remember that? I can barely remember getting married, let alone divorced. Fortunately, I found the marriage certificate with the dissolution stamp on it. I'm not sure if they want to know what colour my underwear is...no doubt, there'll be a question about that.
Anyway, it'll be worth it in the long run...I quite like this getting older lark.